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Payday loans can be a very costly way to borrow money when you factor in the interest rates and fees. The APR is based on several things, including the amount you borrow, the interest rate and credit costs you're being charged, and the length of your loan. A payday loan Say you need to borrow $100 for two weeks.

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Oct 26, 2017 A payday loan may seem like the only option in a financial emergency if you have poor credit and no savings. But it can do a LOT more harm than Since the loan will require repayment within two weeks, you will write a check back to the lender that's dated for October 30. The check will be for $575 – $500