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The high interest rates charged by cash advance firms are partly a product of the risk involved, but they are also partly a byproduct of government regulation. Cash advance firms structure their products to avoid two areas of government regulation. First, by charging a fixed interest rate, rather than taking a share of the 

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Section I. State Funds vs. Local Funds; Section II. Travel Authorization; Section III. Executive Management Travel; Section IV. Cash Advances; Section V. Washington, D.C. Travel and/or Meetings with Federal Officials on Legislative or Appropriations Issues; Section VI. International Travel. Forms and Tools/Online Processes