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Jul 20, 2012 While I am willing to pay the balance, they are now saying I owe them another $1000 in various interest, fees, and such (it's $210 bi-weekly they want, which does not even reduce the principle - it is "interest"). This seems insane. Can they really collect from me - I live in New York State and payday loans are 

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Jan 4, 2016 Payday loans are easier to secure than a traditional bank loan. According to PNC Bank's website, to take out an unsecured loan, a customer would need proof of identification, bank account statements and recent pay stubs. A customer's credit score can hinder the loan, and banks rarely make loan funds